PHOTO GALLERY
ORDER FLOOR PLANS
FINANCING
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We strongly recommend working with an Eastern Shore of Virginia mortgage lender that specializes in home lending locally. They may also handle site inspections, saving you third party inspection charges and valuable time. A local lender can cut a draw check for your builder immediately and deposit those funds directly to the specified account on the same day. We are happy to refer you to an experienced Local Eastern Shore of Virginia lender to explore these and other options:

Conventional Fixed Rate Mortgage
This traditional mortgage offers fixed-rate interest for the life of the loan and equal payments, from the first payment to the last.

Adjustable Rate Mortgage
An adjustable rate mortgage (ARM) features a lower initial interest rate, which means lower monthly payments in the early years. For many borrowers, it also offers an opportunity to qualify for a higher loan amount.

Jumbo Mortgage
Created primarily for higher-priced properties (generally $300,000 and up), jumbo mortgages require limited documentation for qualified buyers. In these cases you may not be required to substantiate rental projections or verify income. The loans are generally available at a slightly higher interest because of the level of risk, but they are more easily qualified for those that meet the requirements.

Construction to Permanent Loan
If you are building a primary residence or second home, you can obtain the construction loan and permanent financing in a single package with just one closing.